Responsibilities:
- Create, modify, and clean up the database and put in the format that can be utilize to help monitor the portfolio and identify both low risk and high risk segments.
- Providing MIS to help track and monitor the quality of the new booking and the portfolio quality for all retail/consumer lending products including both secured and unsecured products of the Bank and its subsidiaries (the products include personal loan, mortgage, auto, and motorcycle).
- Create reports for senior management to help monitor the performance of the portfolios on a monthly basis in a timely manner.
- Define cut-off score for any Retail Credit Risk Scorecard, swap-in and swap-out segments and monitor performance of the implemented scorecards and strategies to ensure the quality of acquisition population.
- Evaluate impact of strategy changes on profitability (revenue, credit loss, and operation cost) of the portfolio.
- Provide comments and feedback during the retail scorecard development.
- Evaluate non-traditional variables for credit risk strategies
Qualifications:
- Bachelor degree or higher in a numerate discipline ex. engineering, statistics, mathematic, computer science, science
- SAS, SQL, or other programming language
- Experience in data analytics, database management, MIS, reporting, MS-Excel, QlikView, and Tableau is a plus
- Experience with credit risk, risk management, customer relationship management (CRM), risk modeling, marketing modeling, business intelligent, or retail banking is a plu.
- At least 5 years of relevant experience
- Good command of English and Thai both written and spoken
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